Maria Cozzini, Esq.

Maria Cozzini, having over 25 years of General Civil Practice experience as a New Jersey attorney, with an emphasis in the areas of commercial litigation, creditor’s rights, foreclosure, and real estate law. She has represented Buyers and Sellers in commercial and residential real estate transactional matters, from contract negotiation to closing, and also, Lenders in the mortgage origination process. In foreclosure litigation, she has represented both lenders and borrowers, gaining extensive knowledge of the New Jersey Fair Foreclosure Act and the New Jersey’s Judiciary Foreclosure Mediation Program, as well as other foreclosure defenses, such as FDCPA, TILA & RESPA violations. Her primary area of interest involves loss mitigation options, including loan modifications, drawing upon her knowledge of underwriting requirements, short sales, and other exit strategies designed to meet the needs of both the lender and borrower.


Seton Hall University School of Business (B.S., 1980; M.B.A., 1982)
Seton Hall University School of Law (J.D., 1985)

New Jersey Bar, District of New Jersey, 1985

Our Clients

about the mission The attorneys of Stern, Lavinthal & Frankenberg, LLC specialize in creditor’s rights, real estate transactions and commercial litigation in the states of New Jersey, New York and Pennsylvania. Our typical clients are servicers, banks, financial institutions, business enterprises, and private investors seeking resolution on property related legal issues. For over 70 years, we have provided representation with respect to foreclosures, evictions, REO sales, bankruptcies, loss mitigation, and commercial and residential real estate closings, as well as, maintaining an extensive civil litigation practice dedicated to commercial litigation, including land use, contracts, creditor’s rights/lender liability proceedings and residential and commercial tax foreclosure.  

Our services

Representing clients re: multiple legal issues

  • Bankruptcy, Creditor's Rights
  • Commercial Litigation
  • Environmental
  • Evictions
  • Foreclosure
  • Land Use and Real Estate

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